A renewal that slips is more than a lost account — it's an E&O claim waiting to happen. A simple timeline, clear remarketing triggers and a paper trail at every step fix most of it.
In Big "I" / Swiss Re agents' E&O program data for 2017–2022, the No. 1 reason agencies were sued was failure to procure coverage — followed by failing to explain policy terms, sending carriers wrong information, and failing to recommend the right coverage or limits.3
Days before the expiration date. Commercial accounts start earlier; personal lines can start at 60.
Investigate the cause before you shop it — remarketing too fast can save money but cost coverage.1
Sources opened and checked October 10, 2026. Laws change — follow the links for the current text.
We're a small Long Island team that builds renewal tracking around how your agency already works: reminders that set themselves, every offer and declination logged, and certificate requests drafted for your review. We host it and keep improving it — every change you ask for starts with a plan you approve.
A two-minute form about your office. A person — usually Timmy — replies within one business day. No pitch deck.